Fish farming business are the kind of business in which, people engage in order to take care of fish right from breeding to marketing period. As a result of these business activities, the fish farmers require some amount of money or credit to enhance their business activities. This study considered the determinant of Ijebu development initiative on poverty reduction loan among fish farmers in Odogbolu local government area of Ogun state. Multistage sampling procedure was used to select 100 respondents, Interview guide was used to obtain primary data on the socio-economic and production characteristics of the fish farmers, the constraint encounter by the fish farmers from fish production activities, identify the factors responsible for accessibility to IDIPR loan. Data were analyzed using frequency counts, percentages, and regression analysis. Results showed that71.0%, 68.0%, 52.6 %, 40.0%, of the respondents were male, single, had between 1-3 family members, and within the age of 31-40 years respectively. Also 97.0% of the respondents acquire their land by rent and 57% of the fish farmers harvest fishes of more than 2000kg per fishing season. Major factor that affect accessibility of farmer to the loan is the late approval of credit. The results of the regression analysis shows that educational level (p<0.01), farming experience (p<0.05) and amount spend on fish feed p< 0.01 were positive and significantly influence the amount of loan demanded. Constraint to the fish production in the study area were poor quality of fish stocked (94%) and cost of feeds (91%). The study concluded that although fish farmers benefitted from this cooperative programme, many of the fish farmers still complain about the non-involvement of government and also the non-access to the credit facilities on time for fish production. Also, the Central Bank Agricultural Credit Guarantee Scheme should encourage IDIPR to give large amount to farmers.